Prescription drug coverage is available to everyone with Medicare and is only available through Private Insurance Companies. Even if you don't take many prescriptions now, you should join a Medicare drug plan.
Just because you take no medications today does not mean it will remain that way tomorrow. If you do not join a Medicare drug plan when you are first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty if you join a plan later.
To get Medicare prescription drug coverage:
- Join a Drug Plan or Medicare Advantage Plan (MAPD) run by an insurance company or other company approved by Medicare.
- You must live in the service area of the plan you want to join.
- You are allowed Prescription Drug (Rx) coverage from only one source.
Once you join a plan, you will be responsible for paying the plan premiums, copayments and or coinsurance for your medication. All prescription drug plans follow the same rules but every plan has different costs, formularies (approved drug lists) and pharmacy networks.
Medicare Prescription drug coverage can be very complex and there are actually four phases of drug coverage.
If you send us your prescription drug list and your two favorite pharmacies we have a program that will tell us who the most cost effective drug plan will be for you in your area. You can use our HIPAA Secure fax at (855) 850-4059, email us at RxHelp@hesurrettgroup.com
, or call us at (855) 733-7911. We are pleased to offer this service.
Action Plan for Evaluating Next Year's Part D Plans (2018)
Call us today to register for counseling starting in October - (855) 733-7911.
We will call you in early October to evaluate your Part D plan.
Make a decision - change plans for next year or stay with present plan.
If you wish to change plans - we will help you enroll anytime between October 15, 2018 and December 7, 2018 or if you wish to stay with your
current Part D plan for 2019 - no action is necessary.
Everyone should re-evaluate their Part D Plan every year. Plans change and a plan that is suitable this year may be too expensive next year. Our free counseling can help.If you have questions regarding Medicare Part D, please call us.
Call today (855) 733-7911 or email RxHelp@hesurrettgroup.com